Australia has a structured financial system that includes banks, credit providers and consumer protection laws. Understanding how money and financial services work helps you manage your income, pay bills and avoid financial problems.
Managing money in Australia
Learn how to manage money in Australia, including budgeting, saving and understanding how the financial system works.
Money (Australian Cultural Orientation Program)
Read information about money, banking, budgeting, paying bills, shopping, and more in Australia.
Australian Cultural Orientation (AUSCO) Program translated resources
Read information about the Australian Cultural Orientation (AUSCO) Program, which is offered to Refugee and Special Humanitarian Program entrants over the age of five years, prior to their departure for Australia.
Money and working in Australia (Moneysmart)
Read information about money and working in Australia, including opening a bank account and paying for things.
Moneysmart translated resources
Read information about money tips.
Money and finance (SBS)
Read and listen to information about money and finance in Australia.
Banking in Australia
Learn how to open a bank account and use banking services to manage your money in Australia.
Open a bank account (SBS)
Learn how to open a bank account in Australia.
Banking in Australia
Read information about banking in Australia.
Loans and credit
Understand how loans and credit work in Australia and learn how to borrow money safely and responsibly.
Understanding loans and credit
Read information about loans and credit.
How to apply for a loan (SBS)
Learn how to apply for a loan in Australia.
Find a No Interest Loans Scheme (NILS) provider
Use this tool to find No Interest Loans Scheme (NILS) provider, which offers safe and affordable access to credit to people on low incomes in NSW.
Consumer affairs
Understand your consumer rights in Australia and learn where to get help if something goes wrong.
Read information about your consumer rights in Australia.
Read information about how the Australian Competition and Consumer Commission supports consumers.
Learn about what NSW Fair Trading does to create a competitive and fair marketplace for the NSW community.
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